1st Constitution Bancorp (FCCY) Stock Analysis

What 1st Constitution Bancorp does

As of January 6, 2022, Lakeland Bancorp, Inc. finalized its acquisition of 1st Constitution Bancorp. Prior to this, 1st Constitution Bancorp functioned as the parent company for 1st Constitution Bank, which delivered a comprehensive suite of financial solutions for both businesses and individual customers. Its operational footprint covered the central, coastal, and northeastern regions of New Jersey. The bank's offerings encompassed a variety of deposit accounts, including interest-bearing options like checking, money market, and NOW accounts, alongside non-interest bearing demand deposits, savings accounts, and various time deposit products. For its commercial clients, the institution provided a diverse portfolio of lending options, such as term loans, lines of credit, and loans secured by business assets like equipment and accounts receivable. It also extended short-to-medium term financing, both secured and unsecured, to assist businesses with working capital, expansion initiatives, and the procurement of machinery. Furthermore, the institution specialized in commercial real estate loans and construction financing for developers engaged in acquiring, developing, and building residential and commercial properties. Individual customers benefited from a broad spectrum of retail lending products, encompassing primary residential mortgages for owner-occupied homes, construction financing, reverse mortgages, and home improvement loans, including second mortgages and home equity lines of credit (HELOCs). Consumer loans for vehicles (automobiles, recreational vehicles, and boats) were also available, alongside both secured and unsecured personal loans, and loans collateralized by customer deposits. To enhance accessibility and convenience, the bank offered modern online and mobile banking solutions. Its diverse customer base comprised corporations, individuals, partnerships, various community groups, small enterprises, and non-profit organizations. As of February 2, 2021, 1st Constitution Bank maintained 25 physical branches spread across numerous New Jersey localities, such as Asbury Park, Cranbury, Freehold, Princeton, and Toms River, among others. Established in 1989, the company maintained its corporate headquarters in Cranbury, New Jersey.

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Frequently asked questions

What is the ticker symbol for 1st Constitution Bancorp?

1st Constitution Bancorp trades under the ticker FCCY on NASDAQ.

Which exchange is FCCY listed on?

FCCY is listed on NASDAQ.

What sector does 1st Constitution Bancorp operate in?

1st Constitution Bancorp is classified in the Financial Services sector (Banks - Regional industry).

How can PortView help analyze FCCY in a portfolio?

PortView shows FCCY's weight in your portfolio, its contribution to return and risk, sector exposure, indirect exposure through ETFs you own, and correlation with your other holdings.